Checking Accounts

 

KodaFree Checking:

  • $100.00 minimum opening balance requirement
  • Requires e-Statements
  • No monthly service charge

KodaPlus Checking:

  • $100.00 minimum opening balance requirement
  • Paper statement with images
  • No monthly Visa Check Card fee 
  • $3.99 monthly service charge

KodaNOW Checking:

  • $750.00 minimum daily balance
  • Paper statement with images
  • Interest rate of .10 percent (0.10 % APY*)
  • $10.00 monthly service charge if daily balance not met

Money Market Checking:

  • $2,500.00 minimum daily balance
  • $10.00 monthly service charge if daily balance not met
  • Interest rates as follows:
    •            $00.01 - $24,999.99    .25% (0.25% APY*)
    •     $25,000.00 - $99,999.99    .30% (0.30% APY*)
    • $100,000.00 - $249,999.99    .50% (0.50% APY*)
    • $250,000.00 - $499,999.99    .60% (0.60% APY*)
    • $500,000.00 - $999,999.99  1.25% (1.26% APY*)
    • $1,000,000.00 and above    1.50% (1.51% APY*)

*APY = Annual Percentage Yield

APYs are effective January 16, 2019.  APYs may change at any time after account is open.

Fees or other conditions may reduce your yield.

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